Celebrating the Holidays, Old-School Style

As Charlie Brown lamented so many years ago, I also wish for a time when the holidays weren’t represented as being crass and overly commercial.

I’m not going to say I didn’t open more than my fair share of gifts when I was younger, ’cause you know I did.

But there is a craziness that surrounds the holidays now that didn’t seem to be there when I was a kid. Yes, our family tree had plenty of presents around it. I remember getting the toys I wanted as a boy, and the record albums on my list when I was a teen (“Frampton Comes Alive!“), but it didn’t seem gifts were all that expensive back then.

Nowadays your toys – electronics and gaming systems – can run into several hundred dollars a shot. For one gift. Talk about your financial pressure.

For those of you that would like Christmas suggestions that tend to lean old-school (what, no Lexus or Mercedes tied up with a big red bow?), I offer up the following:

Make the Holiday a No Shopping Zone – Although Black Friday isn’t something I participate in anyway, is it really necessary for those who do to push it up into Thanksgiving? I know it’s old-school thinking, but no one needs to shop on a holiday. Let the retail workers have time with their families. And give the tryptophan pumped bodies of potential shoppers a little more time to recuperate from that second piece of pecan pie.

Don’t Break the Bank – Americans plan to spend an average of $846.00 this year for Christmas gifts, up 14% from the previous year (credit: Experian). I know, I know…what bad economy? For all of the hyperbole of our country sliding into the shitter, our citizens seem to be taking a lot of trips to Wal Mart. I’m hoping to spend less than the average this year myself. I’m thinking most of that $854 per household is getting spent with a sliding credit card. Not good.

Celebrate with Cash – Don’t want to run that insane gauntlet of gift purchases, whether on-line or brick and mortar? Don’t bother. Do what my grandmother did, and give out bank envelopes with cash!

Everybody loves cash
You save the time you would have spent shopping (win!!)
You may save money as well. You know you would have spent more on a gift – slip your loved ones a nice crisp $20 bill instead.

Make Meals a Holiday Centerpiece – This is one aspect of holiday celebrating that isn’t too difficult to pull off. Everybody loves the holiday meal! The Thanksgiving turkey and stuffing are ubiquitous, but Christmas is also a great opportunity to pack on major calories as well! From the Christmas ham with all the trimmings – and by trimmings, I mean trays lined with manicotti and lasagna – to our old fashioned Christmas Eve fishes, the main holiday attraction for many of us remains the food.

Leave the Stress Behind – Holiday stress factors cited in recent research are lack of time (up to 69%), lack of money (up to 69%), and pressure to give or get gifts (up to 51%). Sounds to me like some folks could use reacquainting with the original idea of Christmas – the birth of Christ, remember? – and forget about the materialism for awhile and approach from a different perspective.

On December 26th, all that anxiety about gift giving seems a little silly, doesn’t it?

Hug a friend or loved one
Listen to Christmas music
Decorate the tree together
Say a prayer for the troops
Go to church
And by all means, say “Merry Christmas”!

Look at the title at the top, and take out the key word: Celebrate. You only have so many opportunities to do so.

Tougher Than The Rest

The strong, silent type. Masculine, with a no bullshit attitude at all times, the kind that’s missing in these days. In arenas where men are constantly encouraged to get in touch with their feminine side, there used to be those that would have no part of that conversation.

My grandfather, Sebastian, was one of those men. I think of him often, and wonder what he would think of the myriad of ways that current events and attitudes unfold now. Sebastiano

I’m going to say he wouldn’t be pleased. He’d do what he used to, derisively uttering “God Bless America” in his sarcastic tone. And then I’d have to laugh.

Like most others of his generation, my grandfather felt he was entitled to nothing more than the opportunity to work multiple jobs to support his family. Factory worker by day, he became a bartender/restaurant worker by night. His customers did a lot of drinking, but he never did.

He simply had too much to do.

The Generation of “Non Complainers”

Sebastian did what he needed to do, without complaint. If he ever did complain, I never heard it. He was a grinder, working on tasks straight through until they were finished, no matter how long it took.

In partnership with my grandmother, Sebastian was a success as a business owner. When you run a restaurant, it’s like your mistress, and you spend most of your waking hours there. My grandfather had an incredible work ethic, one that he tried to pass down to all of us.

As an immigrant from southern Italy, my “Pops” sure as hell had his obstacles, and also more than his share of sadness. He had a brother, a soldier, killed in World War II, and his son, my uncle, died tragically as a teenager.

To have survived events like that are incredible feats. I’m amazed by the man even now, years after his death. I rarely saw him display sadness, remorse, or regret. He was one tough cookie. Tougher than the rest.

I owe my grandparents quite a bit. They’ve taught me to focus on what’s important, keep it simple, and have a sense of gratitude for it all. I miss having them here. It seems the longer they have been gone, the more complicated things are. They had a way to set it all straight. The path was clearer with them acting as mentors.

Forward, Always Forward

One aspect of following my grandfather around was his constant movement. Always going forward, working, making progress. He could be relentless. I recall mouthing off to my grandmother once when I was a kid.

His belt came off his pants at lightning speed, and he chased me outside the house, right on my heels. I couldn’t believe such an older man could be so quick.

My grandfather reminds me of Rocky Marciano. For you youngsters out there, Marciano was a heavyweight boxing champ in the 1950s who retired undefeated. I had relatives that talked about him when I was a kid, and I became fascinated by him later. He was also a success symbol for Depression era Italian Americans, many who were immigrants. Marciano inspired hope to those who were downtrodden, and convinced America’s “streets of gold” were a fallacy.

Marciano never lost a fight because he never stopped moving forward. Even when he was hurt, rarely taking a backward step. Never stopped punching. Kept coming at you. Never relented.

Sebastiano DeGiorgio, throughout his life, was a lot like him. Short and compact, but quick. Relentless and persevering. And tough. Tougher than the rest.

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Cruel Summer, With A Life Lesson To Take To The Bank

When I was a boy, the summers seemed to stretch for miles, go on forever. I would look for salamanders, play hours of basketball, and walk over country roads to see my friends. I would jam out to Zeppelin, Hendrix, and Heart in my basement, and tackle lawn chores at my Nonna’s modest brick ranch, to be rewarded with a plate of macaroni with extra grated cheese. Summer was a boy’s best friend.

The summers of mid-life move faster. They slow down only for wakes and funerals, to pay our respects to the departed, some taken from us too soon. This has happened several times this summer, making a lump in the throat as frequent as a daily coffee.

Lest you think I’ve had nothing but a summer of discontent this year, let me correct you. Funerals notwithstanding, my family has done and seen a lot in the past couple of months. Here’s a sampling:

A trip to our favorite vacation spot, the beaches of Cape Cod
Two trips to baseball games at Yankee Stadium in New York
A live concert from Coldplay at the TD Garden in Boston
Before the show, a meal at a great Italian restaurant in the city’s North End
For me and my friends, a fun weekend in the woods of the Adirondacks
Multiple drives to our summer home away from home, Lake George

I had heard “Boy, you guys get around” more than once. I have to agree. If we didn’t have what was equal to a summer bucket list, we had plans made well in advance to enjoy every minute of the season that we could.

As soon as it’s here, it’s gone.

Life travels at the speed of sound. If there is a lesson for you here, it’s this: know how important and fleeting your time is. In our house, babies once crawled and toddlers walked the earth. Now, one baby has taken to the highway, tackling the rigors of the road. I no longer read her a story and tuck her in at night. She is a high school junior.

The little boy has had a growth spurt and a power surge. Months ago, I could field his grounders and catch his line drives with ease. No more. With his swings of the bat, Dad has to avoid rockets and laser beams that have potential to inflict great damage and deep bruises.

The only thing keeping the balls in the yard now is the black chestnut tree that stops their progress. This yard can’t hold him anymore. His day is coming.

With the car radio awash in the sounds of the 70s, it’s easy to drift back to when summers were slow and fruitful. Under those same unbelievably blue skies, the little girl is breaking out and heading to the highway. The boy is crashing fences and taking names.

It’s a cruel summer with a decidedly sweet aftertaste.

Let me know how your summer was in the comment section below. Start a conversation!

Photo credit of Cape Cod marsh to Gabrielle DeGiorgio.You can get free updates to content at this site by subscribing by email or feed reader. Feel free to share via Twitter and/or Facebook.

6 Nuggets Of Financial Wisdom From The Old School

YoungPop — My grandfather, young and handsome!

My grandparents could not take advantage of much education when they came to America as they had to go to work at a young age. But in many respects, my grandparents managed to acquire more financial intelligence than most of us, including me and you.

Makes little sense, right? How can someone’s grandparents possibly be smarter than they are? The older generation did not have access to all that we do. This is the information age. We have Google and Bing to search at the speed of light, and Twitter and Facebook to share any piece of information that we have in real time.

Most of us would also have an edge in education, as well. My grandparents never attended college. They went to work as soon as they possibly could, to aid in the support of their family. So, naturally, our intelligence must be more advanced too, right?

Look at me now, typing away, publishing my words on-line and competently stringing a few sentences together. You might say this talent makes me a little smarter than, say, my grandmother.

We may be able to gather information more quickly, that’s a given. More intelligent? The jury’s out on that one. As far as being common sense smart, the previous generations might have it all over us. I’d like to offer some of their “money handling” examples:

They spent their money wisely – Yeah, at times my grandfather would splurge on a lottery ticket (or two). And yes, my Nonna liked to buy a surplus of imported cheese that was fifteen dollars a pound. But most times, they were not crazy with their money. They went to stores infrequently, shopped sales when they did go, and they didn’t have any expensive hobbies like golf, boating, or weekends in Las Vegas. Things were pretty simple. And when your needs are simple, you tend to not spend money.

They saved the same way – Since there wasn’t a lot of spending going on, they saved a lot of money. As they worked hard and built their business, they were also able to build a house in 1969 without taking on a mortgage (that one still amazes me). They purchased another restaurant after operating their first one for several years. You’re able to do that by saving- not dropping all your cash.

Their house was not an investment – Very simply, they bought their house to live in. Period. They weren’t concerned about the house’s market value, if they could tap it for equity, or if they could retire if it was sold. They lived there. It was their home – not a piece of an investment portfolio.

Meals were prepared at home – There were very few trips to restaurants when my gram and her sisters were around and cooking at full throttle. Dinners out were special occasion only. For them, the term “take out” meant taking out the garbage. These girls made some of the greatest lunches and dinners to ever hit a table. It never occurred to them;

“Gee, why cook? Let’s go out for dinner tonight!” or “Honey, I’m tired from my day doing piece work at the factory…can we go out?”

Ridiculous. They knew they would never get a meal of the same quality at a restaurant as one they cooked themselves at home. I feel the same way.

They brewed their own coffee – Especially in my grandmother’s house, the coffee pot was ritual. Granted, in my grandparents’ prime, the Dunkin Donuts and Starbucks of the world were not at all prevelant. But if they were around today, I’m sure they would probably think “Really?? People like paying seven dollars for a cup of coffee?” Myself, I’m not here to bash Starbucks. I love their coffee, and every six months or so, I’ll treat myself to one. But every day, like some people? Not me. That’ll really put a hole in your wallet.

And last but not least…

They were happy with what they had – Keeping up with everybody else was not in their playbook. They didn’t give a shit about what the neighbors had. If there was ever any envy or jealousy, it was about who had a bigger fig tree or had the best spread on the Sunday dinner table. My grandmother’s one extravagance was a fur coat, and she wore it out. She wore the same dresses, and my grandfather wore the same flannel shirts, forever. And they were perfectly happy. They weren’t concerned with clothes, jewelry, fine wine, or exotic vacations. The only concern was whether or not you had enough to eat.

What say you? Should we adopt some of the financial principles of yesterday? Or should we continue guzzling Starbucks and lusting after BMWs while the economy falls further into the outhouse? Agree or disagree, comments please!

The Most Valuable Land on Earth

There’s a concept about the most valuable land on earth being the graveyard: because with all of those people are buried unfulfilled dreams, unwritten novels, music not created, businesses not started, relationships not reconciled.

While difficult to quantify, you can be sure that it’s got a ring of truth. We all know people that are still alive that have all but abandoned any dream they once had. Going through life on their day to day, paying their bills, nothing more, nothing less.

We love the days of the week named Monday and Friday. As sure as the sun rises and sets each day, you can listen to your workmates curse the one day, and thank God for the other.

Why is one day of the week any different than the other? Because people want to escape their boring jobs, and on a grander scale, their monotonous lives.

And some pass away with having done just the chores of birth, school, work, and retirement with nothing else to show for it.

It’s a waste. Don’t we have more potential than that?

A couple of years ago, a good friend at work decided to fulfill a dream to join the military. She chose to face the rigors of boot camp and the chance of deployment to the Middle East than spend her life in a cubicle.

Most thought she was a little insane. The more accurate perception should be brave, smart, and unwilling to settle. Maybe the most sane out of everyone.

The situation reminded me of the Morgan Freeman quote from one of my favorite movies, The Shawshank Redemption, as follows:

“I have to remind myself that some birds aren’t meant to be caged. Their feathers are just too bright. And when they fly away, the part of you that knows it was a sin to lock them up does rejoice. But, the place you live in is that much more grey.”

To fulfill a dream, no matter how small, should always be a focus of life, in addition to all those “chores” to be completed to live in the moment and support your family. We don’t do this because of the bugaboo of fear.

Fear Strikes Out

I break this kind of fear into two categories: the fear of failure, and the fear of rejection.

It’s OK to have these types of fears. Everyone does. But they need to be managed so they don’t stand in the way of your entire existence.

Strangers In A Strange Land

I can’t think of anyone that should have been more fearful than my grandmother, when she and her family emigrated from Sicily to come to this country, looking for opportunity. She:

was leaving the only home she ever knew
had limited education at that point
had a language barrier she struggled to overcome
didn’t know anyone in America
didn’t have an immediate place to live
had to endure processing with arrival here
was just a teenager, thrust into a strange land!

How did all those fears wind up affecting her throughout her life? She had her bumps in the road, and very painful experiences in later years, but she and my grandfather certainly lived their version of the American dream. They:

Got factory jobs and proved themselves to be quickest, most efficient workers
Ran successful businesses in not one, but two, restaurants
Built a house and paid cash for it
Put the house on an expanse of land that featured fruit trees and large gardens
Took a dream trip back to their homeland to visit family
Survived very hard times, starting with the Great Depression
Were married for over six decades
Were mentors and teachers for many (including myself)

Pretty impressive stuff, in my opinion. Fear can be a killer, but my grandparents refused to let it stand in their way.

Burning Clocks

With Wrecking Ball, Bruce Springsteen set out to write a song about the demolition of the old Giants Stadium. He instead came up with an anthem about fighting back hard times and the ultimate decay of our lives.

In the song, the lyrics ring out “When your game has been decided, and you’re burning the clock down…”

Folks, life is short. The game has nearly been decided. Our clock is burning down. It’s hard to take action on the truly important because of the all of the little things that need to be done. As my cousin once said, “Life gets in the way.”

Make a point to push it out of the way.

Decades from now, none of us will be here. No one will remember, and no one will care whether you lived your life just paying the bills and watching reality television, or if you chased down your own version of the immigrant dream.

Historical greats of the past are now a blip on the radar screen, profiled in only books and memories. Unless you cure cancer or eradicate poverty, you will be too. So what’s stopping you?

Seriously, if my two little, tiny Italian grandparents can come to America and create their own world with all their obstacles, what excuse can the rest of us possibly have?

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